FAQ - What Are My Rights If a Background Check Was Run on Me?
Under the Fair Credit Reporting Act (FCRA), if a background check was run on you, you should have received a written disclosure, given consent, and been provided "A Summary of Your Rights Under the Fair Credit Reporting Act." This document explains your rights, including the ability to dispute inaccurate information.
If a background check influenced a decision that resulted in you not getting a job, being terminated, or denied a volunteer opportunity, the company must follow the adverse action process:
- Review & Dispute: If the report contains inaccurate information, contact the background check company listed in the Pre-Adverse Notice.
- Review & Non-Dispute: If report results are accurate and you wish to provide an explanation or supporting proof, please submit them to the background screening company listed in the Pre-Adverse Notice. If you did not receive a Pre-Adverse Notice you may reach out to the background screening company that is listed in the header, on page 1 of the report.
- Reinvestigation: The background check company must review disputes at no cost and complete the process within 30 days.
Once the review is finished, both you and the employer will be informed, and updates will be made if needed. The employer will use the final report to make their hiring decision.
